Frequently Asked
Questions

Title insurance protects your ownership rights to a property. It covers you from past problems with the title - like unpaid liens, fraud, forgery, or disputes over ownership - so you can enjoy your home with peace of mind.

No. Title insurance is a one-time payment made at closing, and it lasts as long as you own your property.

In most states, title insurance rates are regulated, so the cost is generally the same. What matters most is choosing a trusted title company that provides thorough searches, reliable coverage, and great service.

An enhanced policy offers extra protection - including coverage for certain future issues, like fraud or forgery and even increases in value as your property’s worth grows. It’s often recommended by attorneys for the added peace of mind.

It depends on the state. Sometimes the buyer pays, sometimes the seller, and in some cases both share the cost.

Yes, with an enhanced policy, coverage can automatically increase up to 150% of the original policy amount over time.

It’s your choice. You can close at your home, your attorney’s office, your realtor’s office, or one of our convenient locations.

Yes. Our in-house legal team can prepare a deed for a reasonable fee. Just reach out to us at info@aglobaltitle.com.

A lender’s policy protects the bank’s investment in your property. An owner’s policy protects you, the buyer, from title issues. We recommend both, so everyone involved in the transaction is protected.

The Foreign Investment in Real Property Tax Act (FIRPTA) is a federal law requiring buyers to withhold 10% of the sale price if the seller is a foreign person. There are exceptions, but this is something we help coordinate during closing to ensure everything is compliant.